Cashflow Parameters
Real-time actuarial simulation
Initial Retirement Corpus
₹1,00,00,000
Initial Monthly Withdrawal
₹50,000 / mo
Expected Annual Return Rate (CAGR)
10.0% p.a.
Longevity Horizon (Tenure)
25 Years
Annual Withdrawal Step-Up (Inflation)
0% (Flat)
🛡️ Sustainable Horizon
Remaining Terminal Wealth at End of Tenure
₹3,41,60,945
Total Withdrawn
₹1,50,00,000
Total Returns Earned
₹3,91,60,945
Safe Withdrawal Rate
6.0%
FinXCove Senior AI Advisor Verdict
Live Co-Pilot
"Your initial Safe Withdrawal Rate (SWR) is 6.0%. At an expected portfolio yield of 10.0%, your capital will easily survive the 25-year horizon, growing your terminal wealth to ₹3.41 Cr while delivering ₹1.50 Cr in consistent living cashflow."
What-If AI Scenario Simulators:
Corpus Trajectory Curve vs Cumulative Withdrawals
Corpus Balance
Total Withdrawals